Built by someone who had the same decision to make.
I'm Lawrence. INSEAD alum. Before INSEAD I spent years in consulting + finance; after, I built companies across Asia and watched my 500-person cohort disperse across every major financial center on the planet.
Every MBA ROI calculator I found assumed the post-MBA destination was New York or London. That bothered me. Half my cohort went back to Shanghai, Mumbai, Singapore, Dubai — and the math there is fundamentally different. Lower nominal comp, but higher purchasing power, lower tax drag, live-in help economics, better food, faster career progression in rising markets.
The decision to get an MBA is usually framed as a pure-finance problem: tuition vs opportunity cost vs post-MBA salary bump. That framing misses what actually matters — the life you're buying. Will you be able to have kids in the city you want? Can your post-MBA salary actually fund the life you're picturing? Is the career track you're entering one that compounds, or one that plateaus at year 5?
PG·Intel is the tool I wanted when I was deciding. It covers 22 top MBA programs — three European elite, the US Top 15, and four Asian top programs including ISB — crossed with 8 realistic career tracks and 41 post-MBA cities. It computes the financial math. It simulates the lifestyle. It gives you one of four verdicts — Strong, Mixed, Avoid, or Purchasing-Power Arbitrage — and explains why.
It's $14 for full access (early-bird pricing, $19 after first 100 buyers). The first scenario is free. No signup. No email required. The pricing is deliberately low because building an honest feedback loop matters more than margin at this stage.
MBA Fit is the flagship. Over the next year we're building out three more decision engines in the same family: Relocation Fit (should I move countries?), Wealth Fit (can I actually afford the life I'm pricing?), and Advisor Edition (the B2B version for financial advisors and admissions coaches). Same data engine underneath; four opinionated verdicts on top.
“Rankings don't tell you what to do. Cost-of-living calculators show numbers, not outcomes. We built the opinion.”
What this tool is not.
It's not an admissions consultant — I won't help you write your essays (there are people who do that better). It's not career coaching — I can't tell you what job to take. It's not investment advice — the wealth-trajectory projections are directional modeling, not portfolio guidance.
It's a decision engine. Give it your inputs, it gives you an opinion. Argue with the opinion. Override any number that doesn't match your offer. Take the result to your spouse, your mentor, your admissions coach — whoever you're actually going to make this decision with.
Why a paid tier.
The first scenario is genuinely free — you get a complete verdict, promotion curve, lifestyle simulation, and brutal insights for one school × track × city combination. That's enough for most people to make a directional decision.
Pro ($14 one-time) unlocks unlimited scenarios, comparison across school options, the full 8-page PDF report, and Chapter II — the full Wealth Fit engine with 41-city rankings, tax regime detail, residency path analysis, and 22-item price-basket data per city. If you're seriously comparing three offers, you need Pro. If you're just curious about one scenario, free works.
$14 is deliberately low. MBA admissions consulting averages $5,000–$15,000. A good calculator shouldn't cost more than a decent lunch. Pricing will probably move to $19 after the first 100 buyers, then we'll see.
Contact.
Found a number that looks wrong? Think a city or program is missing? Want to talk about a specific scenario? Email me directly: lawrence.kuok@gmail.com. I read every message. For most users the reply is same-day.